The Top 3 Reasons You Should Work With A Financial Planner

Elaine King

Hiring a financial planner is like skydiving. But, instead of jumping out of the airplane on your own without any training or diving skills, you do a tandem jump with a skydiving instructor guiding you through the process and ensuring your safety. 

Your financial planner is your skydiving instructor! They play an essential role in guiding through your financial decisions so that you can avoid crashing and achieve the outcomes you’d like. Here are 3 important reasons you need this professional on your side:

1. Security that You’ll Reach Your Destination

If you’re skydiving, do you know where the best place is to land? How will you get there? Your tandem skydiving instructor will make sure that you land in a safe place, close to where you can get a ride back home. 

Your financial planner can help you achieve the same security about where your finances are going. Whether you want to save money for a vacation, for your kids’ college education, for your retirement, or for all three, a financial planner can help you identify and prioritize your goals. Plus, your financial planner will give you a blueprint so that you can work toward reaching your goal as effectively as possible.

2. Save Time

Let’s face it. It takes a lot of time to learn how to skydive. If you just want to experience skydiving, why not just hire a skydiving instructor to help you with the technical details while you enjoy the ride?

In a similar way, you’re no expert in tax law, retirement accounts, or investment opportunities. A financial planner can help make these differences crystal clear to you and save hours of time you would have spent researching. 

Your time is valuable. Every minute you spend researching the best way to organize your finances is time you could have spent doing something else. Furthermore, if you waste too much time researching, you can lose time that your money could have been working for you in a lucrative investment or bank account.

3. Peace of Mind

Skydiving can be nerve racking. But, with an expert by your side, you have peace of mind. You know that your instructor has skydived a million times and knows what to do even in unexpected circumstances. 

In a similar way, your financial planner has seen a lot of situations during their years of expertise. They know how to handle many common financial concerns and problems. For instance, you may wonder how to handle life’s transitions.Your financial planner can guide you through important life events such as buying a house, preparing for retirement, or planning ahead for your baby’s college education. 

Your financial planner can also help you with tricky topics such as investment. Many people are so intimidated by investing that they don’t bother to do it at all! However, risks in investing can be mitigated and investing can help you grow your wealth in a significant way. Why put your money in a bank account where it can barely keep up with inflation if you could get far better returns with smart investments? After discussing your goals and your views on risk, a financial planner can help create the perfect investment portfolio. 

Get financial peace of mind by working with a financial planner today! You’ll save time and finally start working towards your financial goals with a solid plan vetted by a professional.

Follow Elaine King, author and Certified Financial Planner on Facebook, Youtube, Instagram and Twitter for regular financial advice.

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Elaine King - Family and Money Matters™ 2021